The system we have lacks a genuine human philosophy. Capitalism is more of a mechanism to fund ventures than the best way for humanity to prosper. We ignore its horrible side effects.
We would do far better if banking was not such a highly rewarded pyramid scheme. Banks produce security. Politicians are remiss for backing fat horses.
Our present society lacks the heroic altruism and cooperation that carried us out of the wars, terrible epidemics and human crimes such as slavery.
Wealth is a pretence without genuine value. It is merely good fortune and it is a sadness that those who have it believe it motivates those who do not.